pick your ride, customize your loan, get it delivered to your doorstep
Dedicated to finding the right vehicle for your needs, whatever your credit may be - we can give you options. With a large inventory of over 5000+ vehicles, you can find out what you’re approved for. Delivering all across Canada and to many remote areas - we make buying a vehicle easy for you.
get a quick approval
good, limited, or bad credit car loans canada - guaranteed approval in 48 hours!
We offer gauranteed approval on your good, limited, or bad credit for car loans in Canada. Our online approval process is simple and easy to use for taking the first step to getting approved for your auto loan in Canada!

"Very happy with our new truck. Was easy to get approved and the truck we wanted. Thank you True North Auto Loans!"
Joseph Parsch
delivered to Calgary, AB

"True North went above and beyond to get through all the obstacles I’ve had getting financing, getting my truck insured and registered and delivering it to my home. Thank you!!"
John Bigelow
delivered to Yellowknife, NWT

"We had a great experience with True North Auto Loans. They got us the financing we needed with affordable payments. We love our new blue Chevy. Also came full of groceries. Thanks guys!!"
Emma Kaitak,
delivered to Yellowknife, NWT
free nationwide delivery
5000+ vehicles in stock ready to be shipped
we provide free groceries with every delivery!
We understand the convenience of having groceries delivered to your door. With every vehicle purchase, we want to give you that convenience. Or the option of a gift card for groceries is available.
get your vehicle (and free groceries) delivered to your doorstep - for free!
For auto loans in Northern Canada, we want to make sure you get all the essentials you need with your purchase. Let us know what you want to be included in the delivery of your vehicle.

financing solutions available for everyone
worried about your credit history? We’ve got your back!
Bad or Damaged Credit
Whether it’s a consumer proposal or bankruptcy, we advise you on solutions that will improve your credit while getting you a car loan in Canada. We also have programs offered to those who have had a repossession in the past. Our mission is to get you driving!
High Interest Loan Relief
Are you in a high interest auto loan? We find refinancing options available to you which can get you out of high interest car loans.
Negative Equity?
We make sure you get the highest value for your auto loan trade-in. Through our dealer network, we find the highest bidder on your vehicle so you know you’re getting what your vehicle is worth.
Downsizing
If you’re looking to lower the cost of driving - we have solutions. We’ll find creative ways to lower your auto loan payment. Or if you’re looking for a smaller vehicle because your kids moved out - let us find you the right car loan for your situation now!
why use true north auto loans?
- Free nationwide vehicle delivery with groceries or gift cards included
- Auto financing solutions for everyone
- We are always in stock with 5000+ vehicles
- We welcome vehicle trades on your auto loan
- Quick approval process
- Get up to $10,000 cash back
- Go 6 months without payments

our process is easy as 1-2-3!
1
See how much you qualify for
Stop guessing what your vehicle payments will be. Our partners have financing options for any credit situation to get you a suitable car loan in Canada.
2
See vehicle options in your budget
Save time and only see the actual vehicles you are pre-approved for on your auto loan. No more rejection.
3
Pick a car and drive away
Once you're happy with your vehicle choice and the payments are affordable, you could be driving it away within 48 hours!
we are always in stock!
Whether you’re looking for an economical and budget friendly sedan, or full size diesel pickup truck, we have 5000+ vehicles in stock and ready to be delivered to your doorstep!

sporty and budget-friendly sedans

sport suv's

luxury suv's

light and heavy-duty pickup trucks
+ more options available
We’ve been able to help 200+ customers in northern canada
financing solutions for everyone

"Big thanks to True North Auto Loans for getting us a Jeep SUV!"
Ryan Lachapelle
delivered to Calgary, AB

"Thanks to True North for getting me a pickup for work. Will recommend them to my friends and family."
Tina Auger
delivered to Fort McMurray, AB

"Thank you to True North Auto Loans! I’m loving the new truck. I’ll be coming back to you guys in the future!"
Tanya Eaglehead
delivered to Edmonton, AB

"Great service. Traded my half ton for a diesel thanks to True North!"
Jonas Morningbull
delivered to Saskatoon, SK

"I had my truck delivered in 2 days after applying. Thanks to Aaron at True North!"
Jack Crowchild
delivered to Maskwacis, AB

"Very happy with our new truck. Was easy to get approved and the truck we wanted. Thank you True North Auto Loans!"
Joseph Parsch
delivered to Calgary, AB

"True North went above and beyond to get through all the obstacles I’ve had getting financing, getting my truck insured and registered and delivering it to my home. Thank you!!"
John Bigelow
delivered to Yellowknife, NWT

"We had a great experience with True North Auto Loans. They got us the financing we needed with affordable payments. We love our new blue Chevy. Also came full of groceries. Thanks guys!!"
Emma Kaitak,
delivered to Yellowknife, NWT
Get your questions answered by our car loan professionals!
How to get a car loan with bad credit canada?
We have lenders that specialize in helping customers with bad or limited credit car loans. We work with them to help you get approved for a vehicle that fits your budget and needs. Starting out in a bad credit car loan will allow you to get driving right away, while building your credit and rewriting your credit history.
What is the minimum credit score for a car loan in Canada?
There is no minimum score! There are programs available for people in any situation such as consumer proposal or bankruptcy. We work with all credit situations so do not feel alone. We're here to help you get a vehicle regardless of your credit history or score.
How do I choose a lender for a car loan in Canada?
We are highly experienced in finding you the best case scenario. This means finding a lender that best suits you and your needs. Depending on your situation, we'll find the right bank for you!
Who has 0 percent financing in Canada for a car loan?
0% financing is not offered by banks, but rather, the manufacturer. They buy down the interest rate to make their vehicles more attractive to customers. This may only be offered for certain models and for individuals who meet their criteria.
Is it a good time to get a car loan in Canada?
It's never a bad time to get a car loan in Canada and to get driving! You can start rebuilding your credit with an auto loan - and much faster than you'd even think. We are here to get you the best interest rate for your credit situation.
are you ready to get your loan?
pick your ride, customize your loan, get it delivered to your doorstep
Dedicated to finding the right vehicle for your needs, whatever your credit may be - we can give you auto loan options. With a large inventory of over 5000+ vehicles, you can find out what you’re approved for. Delivering all across Canada and to many remote areas - we make buying a vehicle easy for you.
we provide free groceries with every delivery
We understand the convenience of having groceries delivered to your door. With every vehicle purchase, we want to give you that convenience. Or the option of a gift card for groceries is available.
financing solutions for any credit situation
Whether it’s a consumer proposal or bankruptcy, we advise you on solutions that will improve your credit while getting you a car loan in Canada. We also have programs offered to those who have had a repossession in the past. Our mission is to get you driving!